Car insurance in Turkey consists of CTP (Zorunlu Trafik Sigortasi) and CASCO (Kasko Sigortasi). According to local laws, it is forbidden to drive a car without insurance. For this, the driver is severely punished.

Car Insurance in Turkey

Content:

• Car insurance system in Turkey
• Car insurance with foreign license plates in Turkey for Russians
• What is included in car insurance in Turkey?

Car Insurance in Turkey

Car insurance in Turkey consists of CTP (Zorunlu Trafik Sigortasi) and CASCO (Kasko Sigortasi). According to local laws, it is forbidden to drive a car without insurance. For this, the driver is severely punished.

Car insurance system in Turkey:

• Zorunlu Trafik Sigortasi.

The key difference between the Turkish automobile insurance and the CTP of Russia is that this program in the Southern country is assigned to the driver, and not, as in the Russian Federation, to the car.

• Kasko Sigortasi.

This insurance program fully complies with generally accepted standards at the international level. The cost of car insurance in Turkey is calculated based on the price of transport, driving experience and age of the driver, as well as authorized persons to drive this vehicle.

A specific feature of the car insurance system is the fact that in order to resolve the problems that have arisen in the event of an accident, policyholders must submit an accident form and the results of a test for the presence of alcohol or narcotic drugs in the blood.

Car insurance with foreign license plates in Turkey for Russians

Owners of vehicles with license plates of another country must have an international car insurance policy or a green card.

One of these documents must be presented at the customs post. After checking by customs representatives, the car is allowed to enter the territory of the Eastern state. It is worth noting that the validity of the green card must be active at the time of departure from the country.

You order a green card from the insurance organization of your country. It is also permissible to issue it at the customs post. Insurance for an international car can be issued for a duration of 15 days to 1 year.

In the Republic of Turkey, it is better not to violate traffic rules and every driver knows about it. Otherwise, car insurance will come out in a substantial amount and no bonus and discount privileges will be offered. You should not count on payment from the insurance company in cases where the driver:

• drove the car at high speed;
• at the time of the accident was under the influence of alcohol or drugs.

What is included in car insurance in Turkey?

Insurance organizations pay the sum insured only on the basis of a written confirmation from a police representative about the closure of the case or details of its development.

In addition to OSAGO, it is proposed to issue comprehensive CASCO insurance, in case of a fire, an act of vandalism, or car theft. The cost of voluntary car insurance depends on:

• brand and age of the vehicle;
• engine power indicator.

To conclude a car insurance contract, you need to have:

• Identity document.
• Car passport.
• Information about the Malus bonus system (Bonus-malussystem).
• Coupon TO (Vize Günü).

In the Republic of Turkey, the car insurance contract is automatically extended for the next year. If the owner of the vehicle wishes to terminate the contract, then it is necessary to submit a written application to this effect 3 months in advance.

As practice shows, vehicle insurance in Turkey takes place according to a transparent scheme. The required payments under the law are transferred in a timely manner and within the agreed time frame. The terms of the contract and obligations are fully complied with by insurance companies.